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You provide important information about
yourself to a variety of businesses and organizations. The same
is true when you do
business with Bank of York. You're asked to provide us with certain
personal information that helps us give you better service and
complete your transactions more effectively.
We are committed to keeping our account owner's information confidential.
The following privacy policy explains how we use and protect
the information about our customers. We ask that you read it
carefully and call us if you have any questions.
We, our, and us, when used in this notice mean Bank of York.
This is our privacy notice for our customers. When we use the
words "you" and "your" we mean the following
types of customers:
- Our consumer customers who have a
continuing relationship by purchasing or holding financial
products or services such as
a(n):
- Deposit Account
- Loan Account
- Credit Card Account
- Safe Deposit Account
- Self-directed Individual Retirement
Account
- Mortgage brokerage services
We will tell you the sources of the
information we collect about you. We will
tell you what measures we take to secure that information.
We first define some
terms:
Nonpublic personal information means information about
you that we collect in connections with providing a financial
product
or service to you. Non public
personal information does not include information such is available from public
sources, such as telephone directories or government records. Hereafter, we will
use the term "information" to mean nonpublic personal information as
defined in this section.
An affiliate is a company we own or control, a company
that owns or controls us, or a company that is owned or controlled by the same
company that owns or
controls us. Ownership does not mean complete ownership, but means owning enough
to have control.
A nonaffiliated third party is a person we do not employ or
a company that is not an affiliate of ours. This is also known
as nonaffiliated third party,
or
simply, an "other party."
We collect information about you from the following sources:
- Information you give us on applications or other
forms.
- Information about your transactions with us.
- Information
about your transactions with other parties.
- Information from
a consumer reporting agency
We do NOT disclose any information
about you to anyone, except as permitted by law. Examples of this might include disclosures
necessary to service
your account
or prevent unauthorized transactions.
We restrict access to information about you to those employees
who need to know that information to provide products or services
to
you. We maintain
physical, electronic, and procedural safeguards to protect this
information.
We do not disclose information about former customers, except as
permitted by law.
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