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Bank of York

Checking

Free Checking

While other banks may require their "free checking" customers to fulfill certain requirements like maintaining a minimum balance or mandating direct deposits, Bank of York offers a true "no frills" Free Checking Account.

With just a $100 opening deposit, you can walk into any of our convenient Bank of York locations and start your own Free Checking account with no minimum balance and no maintenance fee. Write all the checks you want every month - there are no hidden charges. You can even add an ATM or debit card, while protecting your balance with optional overdraft protection.

Free Checking Features:
  • No minimum balance
  • No maintenance fee
  • Unlimited check writing
  • Debit card
  • ATM card
  • Overdraft protection available
  • Minimum deposit to open $100

Checking Plus

With your Checking Plus account from Bank of York, you will receive:
  • No-fee ATM transactions at any ATM
  • Free checks
  • Customized check book cover
  • Free online banking
  • Free online bill pay
  • Free 3X5 safe deposit box
  • Interest over $2500
  • Debit card
  • Imaged statements
  • Free cashier's checks and money orders
  • "Lost and Found" registered key tag

All this and the account only takes $100 to open!

Avoid your monthly maintenance fee of $20 by:
  • Keeping at least $5,000 in subject checking account
  • Or, keep a balance greater than $9,999.00 in combined deposit balances
  • Or, keep a balance greater than $14,999.00 in combined loans

Money Market Checking

If you want to earn more interest on your funds without sacrificing access to your daily balance, Money Market Checking could be right for you. Bank of York offers Money Market Checking accounts to customers who need to deduct funds fewer than six times per month.

For low volume accounts with balances above $1,000, Money Market Checking offers the best of both worlds.

Money Market Checking Features:
  • ATM and debit card available
  • $1,000 minimum balance to avoid maintenance fee
  • Unlimited transfers or withdrawals in person, at ATM's or by mail
  • No more than 6 withdrawals or transfers of any other type, including telephone, internet banking, or preauthorized transfers per monthly statement cycle.

Premium Money Market Checking

Bank of York rewards customers with larger balances with our Premium Money Market Checking account. Customers can earn competitive rates on larger balances without sacrificing liquidity. With up to six withdrawals or transfers per month, Premium Money Market Checking account holders can save funds for major purchases or emergency expenses while earning some of the highest interest rates we offer.

Bank of York Premium Money Market Checking accounts earn interest based on the minimum monthly balance in one of three tiers:
  • Tier I $25,000 and up
  • Tier II $10,000 - $24,999
  • Tier III $0 - $9,999

Premium Money Market Checking Features:
  • ATM and debit card available
  • $10,000 minimum balance to avoid maintenance fee
  • Unlimited transfers or withdrawals in person, at ATM's or by mail
  • No more than 6 withdrawals or transfers of any other type, including telephone, internet banking, or preauthorized transfers per monthly statement cycle.

Senior Checking Plus

Whether you're a long time resident of York County, or you recently moved here to enjoy your retirement, Bank of York has a special set of privileges for you. If you are at least 55 years old, Bank of York's Senior Checking Plus is a better way to do your banking.

Senior Checking Plus Key Features:
  • Free checks
  • $3.00 monthly maintenance fee
  • Fee waived with a balance greater than $2,499.00 in either deposit accounts or loans
  • ATM and debit card available
  • 50% off 3X5 safe deposit box
  • Must be at least 55 years old

Student Checking

If you're currently enrolled full-time at a college, university, or technical school, we want to make it easier for you to manage your money. Any full-time student, age 25 or under, qualifies for our Student Checking account.

Enjoy the benefits of a full-featured checking account with no minimum balance and no maintenance fees. Request an ATM or debit card to access your cash from anywhere. You will also receive 4 no-fee ATM transactions per month at any non-Bank-of-York ATM (with student savings account).

PLUS... for no extra charge, you can get a no-fee savings account with 6 monthly withdrawals.

We can help you learn to manage your money while building a solid credit history. Visit any of our locations so we can set up your Student Checking account right away!

Debit Options

Our Bank of York Personal Check Cards give you the same purchasing power as a credit card, without the hassle of managing additional credit lines. Visit any of our convenient York County bank branches to learn how to add Visa Check Cards to your business checking accounts.