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Bank of York

Checking

Free Checking

With just a $100 opening deposit, you can walk into any of our convenient Bank of York locations and start your own Free Checking account with no monthly minimum balance and no maintenance fee. Write all the checks you want every month - there are no hidden charges. You can even add a debit card.

Free Checking Features:
  • No monthly minimum balance
  • No maintenance fee
  • Unlimited check writing
  • Debit card
  • Minimum deposit to open $100

Checking Plus

With your Checking Plus account from Bank of York, you will receive:
  • No-fee ATM transactions at any ATM
  • Free Bank of York style checks
  • Customized check book cover
  • Free online banking
  • Free online bill pay
  • Interest over $2500
  • Debit card
  • Imaged statements
  • Free cashier's checks and money orders

All this and the account only takes $100 to open!

Avoid your monthly maintenance fee of $20 by:
  • Keeping at least $5,000 in subject checking account
  • Or, keep a balance greater than $9,999.00 in combined deposit balances
  • Or, keep a balance greater than $14,999.00 in combined loans

Money Market Deposit Account

If you want to earn more interest on your funds without sacrificing access to your daily balance, a Money Market Deposit Account could be right for you. Bank of York offers Money Market Deposit Accounts to customers who need to deduct funds fewer than six times per month.

For low volume accounts with balances above $1,000, our Money Market Deposit Account offers the best of both worlds.

Money Market Checking Features:
  • Debit card available
  • $1,000 minimum balance to avoid maintenance fee of $10
  • Unlimited transfers or withdrawals in person, at ATM's or by mail
  • More than 6 withdrawals or transfers of any other type, including telephone, internet banking, or preauthorized transfers per monthly statement cycle are excess debits
  • Excess debit fee of $6 per excess debit item

Premium Money Market Deposit Account

Bank of York rewards customers with larger balances with our Premium Money Market Deposit Account. Customers can earn competitive rates on larger balances without sacrificing liquidity. With up to six withdrawals or transfers per month, Premium Money Market Deposit Account holders can save funds for major purchases or emergency expenses while earning some of the highest interest rates we offer.

Bank of York Premium Money Market Deposit Accounts earn interest based on the minimum monthly balance in one of three tiers:
  • Tier I $25,000 and up
  • Tier II $10,000 - $24,999
  • Tier III $0 - $9,999

Premium Money Market Deposit Accounts Features:
  • Debit card available
  • $10,000 minimum balance to avoid maintenance fee of $20
  • Unlimited transfers or withdrawals in person, at ATM's or by mail
  • More than 6 withdrawals or transfers of any other type, including telephone, internet banking, or preauthorized transfers per monthly statement cycle are excess debits
  • Excess debit fee of $6 per excess debit item

Senior Checking Plus

Whether you're a long time resident of York County, or you recently moved here to enjoy your retirement, Bank of York has a special set of privileges for you. If you are at least 55 years old, Bank of York's Senior Checking Plus is a better way to do your banking.

Senior Checking Plus Key Features:
  • Free Bank of York style checks
  • $3.00 monthly maintenance fee
  • Fee waived with a balance greater than $2,499.00 in either deposit accounts or loans
  • Debit card available
  • Must be at least 55 years old
  • Minimum opening deposit of $100

Student Checking

If you're currently enrolled full-time at a college, university, or technical school, we want to make it easier for you to manage your money. Any full-time student qualifies for our Student Checking account.

Enjoy the benefits of a full-featured checking account with no minimum balance and no maintenance fees. Request a debit card to access your cash from anywhere. You will also receive 4 no-fee ATM transactions per month at any non-Bank-of-York ATM (with student savings account).

PLUS... for no extra charge, you can get a no-fee savings account with 6 monthly withdrawals.

We can help you learn to manage your money. Visit any of our locations so we can set up your Student Checking account right away!

Debit Options

Our Bank of York Personal Check Cards give you the same purchasing power as a credit card, without the hassle of managing additional credit lines. Visit any of our convenient York County bank branches to learn how to add Visa Check Cards to your business checking accounts.